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Home Safety Tips for the Holidays

The holiday season is one of the most anticipated times of the year. Unfortunately, criminals look forward to the season too as people are more likely to be out shopping and leaving their homes unattended while travelling during the holidays. Here are some home safety tips to protect your home, your family and your belongings this holiday season.

Trim shrubbery and trees close to your home. Overgrown landscaping provides the perfect cover for a burglar working to pry open a window.

Remove garage door openers from cars parked in the driveway. It’s a smart idea to leave a second car parked in the driveway, but be sure to remove the garage door opener. Burglars can easily bust out a window and open your garage with the click of a button.

Lock garage entry doors. If you live in a home with an attached garage, lock the door from the garage to the home when leaving. Garage doors have been known to be manually forced up, allowing access to your home. Read More »

 

On the Move: An Interactive Map

We here at Stewart & Soss Mortgage love a good interactive map, especially one that tracks the movement of homeowners. Check out this neat migration map courtesy of Forbes.com. According to Forbes, each year 40 million Americans move from one home to another. Will you be one of them in the upcoming year? These fascinating migration patterns may offer clues on where to settle down next…

By the way, if you’re in the market for a new place, we’re always here to help with your home financing. Have fun with the map!

 

The Home Inspection: What You Need to Know

Whether it’s a fixer-upper or brand new with all the amenities, chances are you’ll spend more time in your home than anywhere else. That’s why all homebuyers should get a professional home inspection. Read More »

 

Thinking About Refinancing? (You’re in Good Company)

Economic news has been looking gloomy again in the past few days, weeks, months.  But there has been a bright spot in all the malaise: mortgage rates.  They’re still really low, so low that many homeowners have been seriously considering refinancing. We thought it might be worthwhile to look at the refinance decision.

 

Maybe your current payment is still in your comfort zone or maybe you’re not sure if you want the hassle of going through the refinance process.  But wouldn’t it be great to have some extra money every month?  If you have the right team on your side, the refinance process should be quick and easy. Read More »

 

5 Fall Projects to Improve Your Home

The heat of summer is ending and before the first chill of fall, it’s time to think about improving your home, both inside and out. We’ve compiled a short list of projects to fortify your home for the winter months while also looking ahead to next summer. Read More »

 

Direct Lenders and Mortgage Brokers: Apples and Oranges?

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A direct lender (aka, mortgage banker) does everything in-house, from the appraisal to the underwriting to the preparation of the closing documents. You could say a direct lender operates as if they were the bank. In addition, some direct lenders like Stewart & Soss Mortgage connect with numerous banks, including Wells

Fargo, Met Life, ING and US Bank. This allows a direct lender to be able to operate as a mortgage broker, shop the loan and offer the best terms, all while still retaining control of the transaction—this is crucial as the transaction progresses and becomes more complicated. Read More »

 
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A division of Pinnacle Capital Mortgage Corporation NMLS 81395 an Equal Housing Lender. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act